Shortly after giving birth to a son, Jennifer’s husband rushed her back to the hospital. This time it was to the ER. Jennifer suffered from a bleeding disorder that put her in the hospital’s Intensive Care Unit (ICU) for a month with ruptured intestines and failing kidneys.
She doesn’t remember much about her days in ICU, but she can tell you about how thankful she was for having access to living benefits.
“The year 2012 is a blur of surgeries, doctor’s visits, dialysis, physical therapy,” Jennifer explains. “Even though I’d been discharged from the hospital, I was still suffering acute kidney failure.”
“My husband had to leave his job to care for me and our children. If it hadn’t been for Accelerated Benefit Riders 2 (chronic illness benefit) and ABR 3 (critical illness benefit), I don’t know how we would have made it. The ABRs provided the money we needed to provide for the kids. It paid our bills, covered our mortgage and so much more. It was our entire income, and it was more than we made during that short few months.”
Listen to Jennifer’s story in her own words: