The Immense
Need for
Financial Education
In today's world, financial education is essential, yet millions of families lack the knowledge to make empowered financial decisions.
49% of Americans have no life insurance at all.
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102 million adults do not have enough life insurance coverage.
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42% of Americans have no emergency savings and couldn't cover a $1,000 emergency expense.
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56% of Americans have no plan for retirement.
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First Financial Security is changing the narrative with REAL SOLUTIONS.
Real solutions start with real people making a difference.
FFS Associates are making that difference by:
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Promoting financial education to empower individuals and families.
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Tailoring solutions to meet unique financial needs.
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Delivering innovative financial products to households across America.
Our vision is to see a world where all people achieve financial security and peace of mind.
So How Do We Do That?
Whether through financial literacy workshops or an analysis of each unique financial situations, our agents work closely with clients to design personalized strategies that secure their finances, now and into the future.
Solutions Tailored to Your Needs
Financial security isn’t a one-size-fits-all approach. Our agents offer a comprehensive portfolio of solutions for specific life needs:
Income Protection with Life Insurance
Safeguard your family’s future through affordable term life insurance, ensuring your loved ones are protected from life’s uncertainties.
Living Benefits for Illness or Injury
Access benefits while still alive, with solutions that help cover expenses during major health events or injuries.
Retirement Planning and Wealth Management
Achieve a reliable income stream for retirement, protect your wealth and leave a legacy for the next generation.
Personalized Insurance Strategies
Use select insurance policies to access funds for essential milestones, like education or homeownership and secure your financial independence.
Build Your Own Agency
With FFS, agents have the freedom to not only work independently but to grow a thriving agency. You can bring financial education to communities and create a team of agents dedicated to making a difference. As an FFS agent, you’re not just a representative — you’re an entrepreneur, free to build a business as big as your vision.
Join Us in Building a Secure Future for All
If you’re ready to make an impact, grow your own business and join a community committed to helping others, FFS is the place for you. Together, we’re creating a world where everyone can achieve financial security and peace of mind.
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LIMRA. (2024, July 15). 2024 insurance barometer technical supplement. LIMRA. https://www.limra.com/en/research/research-abstracts-public/2024/2024-insurance-barometer-study/
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Giovanetti, E. (2025, January 22). Survey: 42% of Americans don't have an emergency fund. U.S. News. https://www.usnews.com/banking/articles/2025-financial-wellness-survey
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Higham, A. (2024, October 30). Half of Americans have no retirement plan: study. Newsweek. https://www.newsweek.com/half-americans-no-retirement-plan-study-1977274